We all need the security of a "Roof over our Heads" and either way, we end up having to pay RENT or a MORTGAGE for this "Roof".
The difference is, do you really want to PAY RENT meaning, PAY YOUR LANDLORD'S MORTGAGE for the rest of your life? Or, PAY DOWN your own home by paying your own Mortgage?
Buying Real Estate Properties in Toronto, has always been considered a Long-Term Investment advantage and has proven to be one of the most stable Long-Term Investments there is. It can be part of your of Retirement Security and is a Long-Term hedge against Inflation.
When you pay Rent or Lease a property, you are literally throwing your Hard-Earned money out the window. Rental Rates increase constantly and there is NO Guarantee you will be able to afford these increases as the years go by. Also, you will not have security in knowing you are there to stay if you lease through the Owner/Landlord. They can decide to sell their property and you will be looking for a new place to live.
It makes Financial Sense to BUY Real Estate, especially in Central Toronto Neighbourhoods, as Land Value only goes up. Toronto has no more 'new land' to develop on. That's why Toronto builds UP, Re-Builds, New Builds and Tops Up Properties (including Houses and Condos).
History has shown us, that the longer you OWN your Toronto Real Estate Property, the more it will have increased in Value when it comes time to SELL it.
If you are Tired of Paying Rent and Paying DOWN your Landlord's Mortgage, it's time you think about BUYING your OWN Home and Paying DOWN Your Mortgage.
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